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Speculate For Growth, Not For Income
http://art.fdlive.com/articles/40251/1/Speculate-For-Growth-Not-For-Income/Page1.html
Bill Byrnes
Bill Byrnes is co-founder of MUTUALdecision, a website providing mutual fund data, and the author of the MUTUALdecision Blog. He's been an investment banker with Alex. Brown & Sons and a Finance Professor at Georgetown University. He's been CEO, chairman and served on the board of directors of several public and private companies. He holds MBA and JD degrees and is a Chartered Financial Analyst with over 30 years experience in the investment industry. 
By Bill Byrnes
Published on 04/25/2008
 
Funds that invest in bank loans, junk bonds, and other low-rated or unrated debt instruments, or employ leverage to enhance their returns are too risky for the average investor.